Bank Of Baroda Credit Card | Introduction

Bank of Baroda, set up in the year 1908, is the main bank in India. It is one of the biggest open area banks in the nation, giving financial answers to individuals everywhere throughout the world. It has more than 5000 branches with its home office present in Vadodara, Gujarat.

Bank of Baroda offers an assortment of budgetary items to its clients, which incorporates Visas, Master cards that have appealing highlights and advantages to offer and are acknowledged by dealers and ATMs internationally.

Highlights and Benefits of BOB Credit Cards

Validity – The Visas offered by Bank of Baroda are legitimate for use in any piece of the world and are acknowledged by in excess of a million ATMs

24×7 Customer Care Service – Bank of Baroda gives 24 x 7 client care administration surprisingly cardholders. Individuals can call up on the 24×7 cost free number for Master cards to get any assistance or data identified with their card

Money Withdrawal Facility – Bank of Baroda gives money withdrawal office to its charge card clients. Cardholders are permitted to pull back a level of their credit limit from ATMs in India and Abroad. This rate contrasts from card to card

Loyalty Points – Bank of Baroda credit cardholders gain faithfulness focuses when they go through cash utilising their cards

Add on Cards – Most Master cards offered by Bank of Baroda accompany free Add on cards

Annual Fee Waiver – If cardholders go through a specific measure of cash every year utilising their Bank of Baroda Mastercard and take care of their tabs routinely, the bank will postpone off their yearly expense

Exclusive Offers – Bank of Baroda gives select offers, for example, 0% fuel extra charge, appealing limits on universal and residential air tickets, lodging appointments, occasion appointments, and so forth on the entirety of its Visas. Aside from this, the cardholders appreciate eating, shopping, lodging, and so forth benefits and advantages offered by Visa and MasterCard

Insurance Coverage – Credit cards offered Bank of Baroda accompany an in-manufactured Personal Accidental Death Coverage. Here, the bank gives inclusion to cardholders in the event of mishaps for nothing. The measure of inclusion contrasts relying upon the card

Insta Pay Service – The Insta Pay administration of Bank of Baroda have made it simple and basic for credit cardholders to take care of their tabs on the web

Security – Credit cards offered by Bank of Baroda accompany a security chip, which gives assurance from fake exercises

Bank Of Baroda Credit Card Eligibility Criteria

Age Criteria – Applicants of Bank of Baroda Credit Cards need to meet a specific age criteria so as to apply for the credit cards. All the candidates must be between 18 years and 65 years old

Salary Criteria – Applicants of Bank of Baroda Credit Cards must procure a specific aggregate of cash yearly so as to meet the qualified criteria. This sum differs relying upon the card the candidate decides on

The candidates applying for a Bank of Baroda Corporate Premium Credit Card ought to either be a Limited or a Partnership firm or a Government organization. They should have a settled up capital of at any rate Rs.25 Lakhs and the Net Worth of their organizations must be at any rate Rs.50 Lakhs. Aside from this, they have to have a credit office of in any event Rs.1 crore and a BOB rating of 6 or more.

In the event that the candidates have existing financial relations with Bank of Baroda, they will be given inclination

Documents Required for BOB Credit Cards

Candidates need to give the accompanying reports while applying for a Bank of Baroda Credit Card–

Identity proof –

During the Mastercard application process, the candidates need to give a record affirming their personality to Bank of Baroda. This archive can be a duplicate of one of the accompanying –

Visa
Voter’s Identity Card
Driving License
UID
Skillet Card

Income Proof –

During the Mastercard application process, the candidates additionally need to give a salary verification to the bank. This archive can be an ongoing duplicate of any of the accompanying

form 16
income Tax Return
salary slip

Residential Proof –

The candidates need to give a living arrangement evidence too when they apply for a Bank of Baroda charge card. This archive can be a duplicate of any of the accompanying –

Identification
Passbook of PSU Bank
Fixed Line Bill
electricity Bill
UID

Aside from the above mentioned, the candidates need to give a duplicate of their bank articulation (ongoing 3 months), PAN card duplicate and shading photos. Candidates of Bank of Baroda Assure Platinum Credit Card need to give a front and rear duplicate of FDR released without anyone else and Annexure 1, Annexure 2 and Annexure 3.

Candidates of Bank of Baroda Corporate Credit Card need to give various records during the application procedure. These records are as per the following:

Company IT Return
Undertaking Letter or Board Resolution
company PAN card
partnership Deed or Memorandum of Article and Associations
Duplicate of the Audited Balance Sheet and the Profit and Loss Account throughout the previous 3 years
Photos of the Applicant

Signature Visa Credit Card

The Signature Visa Credit card offered by Bank of Baroda is for the High Net Worth Individuals. The card accompanies the element of free close to home mishap protection. The card can be utilized at more than 70 million areas and more than 1 million ATMs around the world. A client of this card can pull back money up to 40% of the credit limit.

Qualification for Signature Visa Credit card-

Yearly pay of the individual should be more than Rs.12 lakh.
The individual should be between 18-65 years old.
The Bank inclines toward the candidate to have a current connection with them.

Titanium MasterCard Credit Card

Titanium MasterCard Credit card empowers the people to pull back money up to 30% of as far as possible. Bank of Baroda offers this card to the High Net Worth Individuals and it is associated with Mastercard International. This card also accompanies the advantage of protection.

Qualification criteria for Titanium MasterCard Credit card-

Yearly salary of the individual should be Rs.3 lakh or more
The individual should be matured between 18-65 years.
The candidate ideally needs to have a current connection with the bank.

Co-branded Credit Card

The Co-branded Credit card offered by BOB is subsidiary with VISA International and is substantial all through the world. The cards are offered to High Net worth Individuals by the bank. The client can pull back money up to 20% of credit limit.

The candidate needs to satisfy the accompanying qualification criteria:

Yearly salary of the individual should be Rs.3 lakh or more
The individual should be aged between 18-65 years.
The candidate ideally needs to have a current connection with the bank.

Corporate Premium Credit Card

Corporate Premium Card offered by Bank of Baroda encourages a corporate to deal with their costs of doing business productively. The card is partnered with Visa International and is legitimate all through the world. It very well may be utilized at more than 70 million foundations and more than 1 million ATMs.

Qualification Criteria For Corporate Premium Credit Card-

Constitution: Limited/Government Companies/Partnership Firms
Settled up Capital: Rs.25 Lakh or more
Total assets of the Company: Rs.50 Lakh or more
Acknowledge Facility for Bank of Baroda : Rs.1 Crore or more and rating more than BOB 6

Conclusion

The credit cards offered by Bank of Baroda are intended to give the most extreme advantages to the cardholders. Aside from getting cash on layaway when required, individuals can win prizes on their buys thatBOB Corporate Premium Credit Card can be recovered to acquire restrictive offers. There is no extra charge on fuel exchanges made by the clients utilizing Bank of Baroda credit cards. The cards likewise have numerous other alluring highlights which incorporate low yearly and enrollment expenses, free extra cards, protection inclusion, and so forth and that’s what makes it worth of choosing for credit card.