PNB Credit Card Review | Introduction
Punjab National Bank is an Indian monetary administrations organization situated in New Delhi, India. Established in 1894, the bank has more than 6,300 branches and more than 7,900 ATMs across 764 urban areas. It serves more than 80 million clients. It offers individual, social, horticultural, universal and corporate financial administrations.
Punjab National Bank offers 3 charge cards to its clients that accompanies one of a kind highlights and benefits. Each Visa has exceptional advantages that meet the general prerequisites of a cardholder and they can pick a card as indicated by the highlights that coordinate their particular needs. These three Master cards
- The PNB Global Platinum Credit Card
- The PNB Global Gold Card
- The PNB Global Classic Credit Card
PNB Credit Cards
PNB Global credit cards are applicable around the world and is acknowledged in excess of 29 million trader foundations and one million ATMs that acknowledges Visa. These credit cards accompany appealing ideas at driving dealer outlets and energising prizes that can be reclaimed by gathering reward points on your purchases. Numerous highlights available on this card will guarantee that you have a sheltered, advantageous and gainful experience while buying products and enterprises.
Punjab National Bank Rewards Program:
PNB Global Classic Cardholders can acquire 2 prize focuses for each Rs. 100 spent utilising this card. Prize focuses can be reclaimed just if the cardholder has gathered in any event 500 prize focuses. The PNB Global Gold Credit Card and the PNB Global Platinum Credit card gives clients the chance to acquire 1 prize point for each Rs. 100 spent on their individual cards. Platinum credit cardholders can likewise appreciate more prize focuses on retail exchanges, i.e., they can procure 2 prizes focuses for each Rs. 150 spent on the card.
Qualification for PNB Credit Card:
So as to be qualified for the PNB Global Credit Cards, you need to satisfy certain qualification parameter, which are as per the following:
So as to fit the bill for a PNB Global Credit Card the instructive capability necessity for the candidate is that he/she ought to have in any event breezed through their tenth standard tests.
Age criteria: The candidate ought to be in any event 21 years of age and not more than 65 years old, so as to be qualified for this Mastercard.
The extra cardholder must not be under 18 years old or over 65 years old.
Salaried candidates must satisfy a pay criteria of least Rs.1,00,000/ – yearly for being qualified for a PNB Global Classic Credit card and at least Rs. 2, 50, 000/ – for being qualified for a PNB Global Gold Credit card.
Candidates who are into business or are independently employed/experts should likewise satisfy a salary criteria of at any rate Rs.1,00,000/ – every year for being qualified for a PNB Global Classic Credit card and at least Rs. 2, 00, 000/ – for being qualified for a PNB Global Gold Credit card.
The candidate ought to be an Indian Resident or must dwell inside the city furthest reaches of the Bank’s offices.
Punjab National Bank Credit Card Documents Required:
The documentation that must be put together by the candidate at the hour of use is as per the following:
PAN Card duplicate which is self-validated; or Form 60/61.
Verification of Residence: The candidate must give address confirmation at the hour of applying for a PNB Global Credit Card. He/she can present any of the accompanying reports for this reason – Telephone Bill, Bank Account Statement, Electricity Bill, Letter from a perceived open position which is endorsed by the bank or Letter from bank-perceived boss.
The candidate must have a current relationship with the Bank which has been in continuos porocess for atleast a half year in any event.
Identity Proof: The candidate likewise needs to present a legitimate character verification at the hour of applying for the PNB Global Mastercard. It tends to be any of the accompanying records – Passport, Voter’s Identity Card, PAN Card, Company ID Card, Driving License, Letter from a bank-endorsed perceived open power or community worker that checks the candidate’s personality and home.
Confirmation of Income: The Salary Certificate, duplicate of Form 16, IT Returns, or Salary Certificate can be put together by the candidate as verification of pay.
Types of Punjab National Bank Credit Cards:
PNB Global Platinum Credit Card – This Mastercard accompanies various benefits to improve lifestyle in your way of life. You can gain reward focuses each time you burn through cash on shopping, travel, feasting, diversion, and so forth utilising this card. With extra invite points you can reclaim energising prizes accessible on the broad prizes inventory. Profit offices, for example, free air terminal parlour get to, air travel mishap protection, and significantly more. This card likewise accompanies a unique attendant service that can be utilised by the cardholder.
PNB Global Gold Credit Card- This Mastercard is a worldwide credit card that accompanies numerous buy advantages and benefits. It tends to be utilised for shopping, voyaging, feasting, and so forth is and is legitimate the world over at trader outlets that acknowledge VISA just as in local and universal ATMs that acknowledge VISA.
PNB Global Classic Credit Card- With this credit card the clients can appreciate advantages, for example, zero deposit, yearly charge and restoration charge just as different advantages offered by Punjab National Bank like premium free credit period, extra charge waivers on fuel, railroad tickets, and so on., worldwide legitimacy, and substantially more. You can likewise procure remunerates each time you spend
Conclusion
Overall it’s a good bank providing great services on credit card without much of documents requirement which can be applied easily by everyone.